Bank Error Codes

01Refer to card issuerTransaction failed, please contact your bank
02Refer to card issuer, special conditionTransaction failed, please contact your bank
03Invalid merchantTransaction failed, please contact your bank
04Pick-up cardTransaction failed, please contact your bank
05Do not honorTransaction failed, please contact your bank
06ErrorTransaction failed, please contact your bank
07Pick-up card, special conditionTransaction failed, please contact your bank
08Honor with identificationTransaction failed, please contact your bank
09Request in progressTransaction failed, please contact your bank
10Approved, partialTransaction failed, please contact your bank
11Approved, VIPTransaction failed, please contact your bank
12Invalid transactionTransaction failed, please contact your bank
13Invalid amountTransaction failed, please contact your bank
14Invalid card numberTransaction failed, please contact your bank
15No such issuerTransaction failed, please contact your bank
16Approved, update track 3Transaction failed, please contact your bank
17Customer cancellationTransaction failed, please contact your bank
18Customer disputeTransaction failed, please contact your bank
19Re-enter transactionTransaction failed, please contact your bank
20Invalid responseTransaction failed, please contact your bank
21No action takenTransaction failed, please contact your bank
22Suspected malfunctionTransaction failed, please contact your bank
23Unacceptable transaction feeTransaction failed, please contact your bank
24File update not supportedTransaction failed, please contact your bank
25Unable to locate recordTransaction failed, please contact your bank
26Duplicate recordTransaction failed, please contact your bank
27File update edit errorTransaction failed, please contact your bank
28File update file lockedTransaction failed, please contact your bank
29File update failedTransaction failed, please contact your bank
30Format errorTransaction failed, please contact your bank
31Bank not supportedTransaction failed, please contact your bank
32Completed partiallyTransaction failed, please contact your bank
33Expired card, pick-upTransaction failed, please contact your bank
34Suspected fraud, pick-upTransaction failed, please contact your bank
35Contact acquirer, pick-upTransaction failed, please contact your bank
36Restricted card, pick-upTransaction failed, please contact your bank
37Call acquirer security, pick-upTransaction failed, please contact your bank
38PIN tries exceeded, pick-upTransaction failed, please contact your bank
39No credit accountTransaction failed, please contact your bank
40Function not supportedTransaction failed, please contact your bank
41Lost cardTransaction failed, please contact your bank
42No universal accountTransaction failed, please contact your bank
43Stolen cardTransaction failed, please contact your bank
44No investment accountTransaction failed, please contact your bank
45"Account closed"Transaction failed, please contact your bank
46Reserved for client-specific use (declined)Transaction failed, please contact your bank
47"Reserved for client-specific use (declined) "Transaction failed, please contact your bank
48"Reserved for client-specific use (declined)"Transaction failed, please contact your bank
49"Reserved for client-specific use (declined)"Transaction failed, please contact your bank
50"Reserved for client-specific use (declined)"Transaction failed, please contact your bank
51Insufficient fundsTransaction failed, please contact your bank
52No check accountTransaction failed, please contact your bank
53No savings accountTransaction failed, please contact your bank
54Expired cardTransaction failed, please contact your bank
55Incorrect PINTransaction failed, please contact your bank
56No card recordTransaction failed, please contact your bank
57Transaction not permitted to cardholderTransaction failed, please contact your bank
58Transaction not permitted on terminalTransaction failed, please contact your bank
59Suspected fraudTransaction failed, please contact your bank
60Contact acquirerTransaction failed, please contact your bank
61Exceeds withdrawal limitTransaction failed, please contact your bank
62Restricted cardTransaction failed, please contact your bank
63Security violationTransaction failed, please contact your bank
64Original amount incorrectTransaction failed, please contact your bank
65Exceeds withdrawal frequencyTransaction failed, please contact your bank
66Call acquirer securityTransaction failed, please contact your bank
67Hard captureTransaction failed, please contact your bank
68Response received too lateTransaction failed, please contact your bank
69"Advice received too late"Transaction failed, please contact your bank
70Permission deniedTransaction failed, please contact your bank
71"Reserved for Bank use (declined)"Transaction failed, please contact your bank
72"Reserved for Bank use (declined)"Transaction failed, please contact your bank
73"Reserved for Bank use (declined)"Transaction failed, please contact your bank
74"Reserved for Bank use (declined)"Transaction failed, please contact your bank
75PIN tries exceededTransaction failed, please contact your bank
76"Reserved for Bank use (declined)"Transaction failed, please contact your bank
77Intervene, bank approval requiredTransaction failed, please contact your bank
78Intervene, bank approval required for partial amountTransaction failed, please contact your bank
79"Reserved for Bank use (declined)"Transaction failed, please contact your bank
80"Reserved for Bank use (declined)"Transaction failed, please contact your bank
81"Reserved for Bank use (declined)"Transaction failed, please contact your bank
82"Reserved for Bank use (declined)"Transaction failed, please contact your bank
83Your bank has indicated that your card was not found on its Cardholder Authorisation FileTransaction failed, please contact your bank
84"Reserved for Bank use (declined)"Transaction failed, please contact your bank
85Reserved for Bank use (declined)Transaction failed, please contact your bank
86Reserved for Bank use (declined)Transaction failed, please contact your bank
87Bad track information.Transaction failed, please contact your bank
88Reserved for Bank use (declined)Transaction failed, please contact your bank
89Your bank has indicated that invalid data was sent to themTransaction failed, please contact your bank
90Cut-off in progressTransaction failed, please contact your bank
91Issuer or switch inoperativeTransaction failed, please contact your bank
92Routing errorTransaction failed, please contact your bank
93Violation of lawTransaction failed, please contact your bank
94Duplicate transactionTransaction failed, please contact your bank
95Reconcile errorTransaction failed, please contact your bank
96Your bank has returned a 'System malfunction' errorTransaction failed, please contact your bank
97"Reserved for Bank use (declined)"Transaction failed, please contact your bank
98Exceeds cash limitTransaction failed, please contact your bank
S4System ErrorTransaction failed, please contact your bank
S5System ErrorTransaction failed, please contact your bank
S6System ErrorTransaction failed, please contact your bank
S7System ErrorTransaction failed, please contact your bank
S8System ErrorTransaction failed, please contact your bank
S9System ErrorTransaction failed, please contact your bank
T1Invalid advance IncrementTransaction failed, please contact your bank
T2Invalid Transaction DateTransaction failed, please contact your bank
T3Card not supportedTransaction failed, please contact your bank
T4Amount over MaximumTransaction failed, please contact your bank
T5Card not Active or ClosedTransaction failed, please contact your bank
N0Unable to AuthorizeTransaction failed, please contact your bank
N8Over Floor LimitTransaction failed, please contact your bank
O1Negative file errorTransaction failed, please contact your bank
O2Amount less than minimumTransaction failed, please contact your bank
O3Referral problemTransaction failed, please contact your bank
O4Over Transaction LimitTransaction failed, please contact your bank
O5Pin RequiredTransaction failed, please contact your bank
O6Modulus 10 check failedTransaction failed, please contact your bank
O7Force PostTransaction failed, please contact your bank
O8Bad PBFTransaction failed, please contact your bank
P0Card File ProblemTransaction failed, please contact your bank
P1Over Daily LimitTransaction failed, please contact your bank
P3Amount less than minimumTransaction failed, please contact your bank
P4Exceed daily card usage countTransaction failed, please contact your bank
P5DelinquentTransaction failed, please contact your bank
P6Over transaction LimitTransaction failed, please contact your bank
P7Amount less than MinimumTransaction failed, please contact your bank
P8Admin Card neededTransaction failed, please contact your bank
P9Enter lesser AmountTransaction failed, please contact your bank
Q0Invalid transaction DateTransaction failed, please contact your bank
Q1Invalid Expiry DateTransaction failed, please contact your bank
Q2Invalid Transaction CodeTransaction failed, please contact your bank
Q9Invalid Transacting on bin 543552Transaction failed, please contact your bank

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