01 | Refer to card issuer | Transaction failed, please contact your bank |
02 | Refer to card issuer, special condition | Transaction failed, please contact your bank |
03 | Invalid merchant | Transaction failed, please contact your bank |
04 | Pick-up card | Transaction failed, please contact your bank |
05 | Do not honor | Transaction failed, please contact your bank |
06 | Error | Transaction failed, please contact your bank |
07 | Pick-up card, special condition | Transaction failed, please contact your bank |
08 | Honor with identification | Transaction failed, please contact your bank |
09 | Request in progress | Transaction failed, please contact your bank |
10 | Approved, partial | Transaction failed, please contact your bank |
11 | Approved, VIP | Transaction failed, please contact your bank |
12 | Invalid transaction | Transaction failed, please contact your bank |
13 | Invalid amount | Transaction failed, please contact your bank |
14 | Invalid card number | Transaction failed, please contact your bank |
15 | No such issuer | Transaction failed, please contact your bank |
16 | Approved, update track 3 | Transaction failed, please contact your bank |
17 | Customer cancellation | Transaction failed, please contact your bank |
18 | Customer dispute | Transaction failed, please contact your bank |
19 | Re-enter transaction | Transaction failed, please contact your bank |
20 | Invalid response | Transaction failed, please contact your bank |
21 | No action taken | Transaction failed, please contact your bank |
22 | Suspected malfunction | Transaction failed, please contact your bank |
23 | Unacceptable transaction fee | Transaction failed, please contact your bank |
24 | File update not supported | Transaction failed, please contact your bank |
25 | Unable to locate record | Transaction failed, please contact your bank |
26 | Duplicate record | Transaction failed, please contact your bank |
27 | File update edit error | Transaction failed, please contact your bank |
28 | File update file locked | Transaction failed, please contact your bank |
29 | File update failed | Transaction failed, please contact your bank |
30 | Format error | Transaction failed, please contact your bank |
31 | Bank not supported | Transaction failed, please contact your bank |
32 | Completed partially | Transaction failed, please contact your bank |
33 | Expired card, pick-up | Transaction failed, please contact your bank |
34 | Suspected fraud, pick-up | Transaction failed, please contact your bank |
35 | Contact acquirer, pick-up | Transaction failed, please contact your bank |
36 | Restricted card, pick-up | Transaction failed, please contact your bank |
37 | Call acquirer security, pick-up | Transaction failed, please contact your bank |
38 | PIN tries exceeded, pick-up | Transaction failed, please contact your bank |
39 | No credit account | Transaction failed, please contact your bank |
40 | Function not supported | Transaction failed, please contact your bank |
41 | Lost card | Transaction failed, please contact your bank |
42 | No universal account | Transaction failed, please contact your bank |
43 | Stolen card | Transaction failed, please contact your bank |
44 | No investment account | Transaction failed, please contact your bank |
45 | "Account closed" | Transaction failed, please contact your bank |
46 | Reserved for client-specific use (declined) | Transaction failed, please contact your bank |
47 | "Reserved for client-specific use (declined) " | Transaction failed, please contact your bank |
48 | "Reserved for client-specific use (declined)" | Transaction failed, please contact your bank |
49 | "Reserved for client-specific use (declined)" | Transaction failed, please contact your bank |
50 | "Reserved for client-specific use (declined)" | Transaction failed, please contact your bank |
51 | Insufficient funds | Transaction failed, please contact your bank |
52 | No check account | Transaction failed, please contact your bank |
53 | No savings account | Transaction failed, please contact your bank |
54 | Expired card | Transaction failed, please contact your bank |
55 | Incorrect PIN | Transaction failed, please contact your bank |
56 | No card record | Transaction failed, please contact your bank |
57 | Transaction not permitted to cardholder | Transaction failed, please contact your bank |
58 | Transaction not permitted on terminal | Transaction failed, please contact your bank |
59 | Suspected fraud | Transaction failed, please contact your bank |
60 | Contact acquirer | Transaction failed, please contact your bank |
61 | Exceeds withdrawal limit | Transaction failed, please contact your bank |
62 | Restricted card | Transaction failed, please contact your bank |
63 | Security violation | Transaction failed, please contact your bank |
64 | Original amount incorrect | Transaction failed, please contact your bank |
65 | Exceeds withdrawal frequency | Transaction failed, please contact your bank |
66 | Call acquirer security | Transaction failed, please contact your bank |
67 | Hard capture | Transaction failed, please contact your bank |
68 | Response received too late | Transaction failed, please contact your bank |
69 | "Advice received too late" | Transaction failed, please contact your bank |
70 | Permission denied | Transaction failed, please contact your bank |
71 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
72 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
73 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
74 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
75 | PIN tries exceeded | Transaction failed, please contact your bank |
76 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
77 | Intervene, bank approval required | Transaction failed, please contact your bank |
78 | Intervene, bank approval required for partial amount | Transaction failed, please contact your bank |
79 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
80 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
81 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
82 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
83 | Your bank has indicated that your card was not found on its Cardholder Authorisation File | Transaction failed, please contact your bank |
84 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
85 | Reserved for Bank use (declined) | Transaction failed, please contact your bank |
86 | Reserved for Bank use (declined) | Transaction failed, please contact your bank |
87 | Bad track information. | Transaction failed, please contact your bank |
88 | Reserved for Bank use (declined) | Transaction failed, please contact your bank |
89 | Your bank has indicated that invalid data was sent to them | Transaction failed, please contact your bank |
90 | Cut-off in progress | Transaction failed, please contact your bank |
91 | Issuer or switch inoperative | Transaction failed, please contact your bank |
92 | Routing error | Transaction failed, please contact your bank |
93 | Violation of law | Transaction failed, please contact your bank |
94 | Duplicate transaction | Transaction failed, please contact your bank |
95 | Reconcile error | Transaction failed, please contact your bank |
96 | Your bank has returned a 'System malfunction' error | Transaction failed, please contact your bank |
97 | "Reserved for Bank use (declined)" | Transaction failed, please contact your bank |
98 | Exceeds cash limit | Transaction failed, please contact your bank |
S4 | System Error | Transaction failed, please contact your bank |
S5 | System Error | Transaction failed, please contact your bank |
S6 | System Error | Transaction failed, please contact your bank |
S7 | System Error | Transaction failed, please contact your bank |
S8 | System Error | Transaction failed, please contact your bank |
S9 | System Error | Transaction failed, please contact your bank |
T1 | Invalid advance Increment | Transaction failed, please contact your bank |
T2 | Invalid Transaction Date | Transaction failed, please contact your bank |
T3 | Card not supported | Transaction failed, please contact your bank |
T4 | Amount over Maximum | Transaction failed, please contact your bank |
T5 | Card not Active or Closed | Transaction failed, please contact your bank |
N0 | Unable to Authorize | Transaction failed, please contact your bank |
N8 | Over Floor Limit | Transaction failed, please contact your bank |
O1 | Negative file error | Transaction failed, please contact your bank |
O2 | Amount less than minimum | Transaction failed, please contact your bank |
O3 | Referral problem | Transaction failed, please contact your bank |
O4 | Over Transaction Limit | Transaction failed, please contact your bank |
O5 | Pin Required | Transaction failed, please contact your bank |
O6 | Modulus 10 check failed | Transaction failed, please contact your bank |
O7 | Force Post | Transaction failed, please contact your bank |
O8 | Bad PBF | Transaction failed, please contact your bank |
P0 | Card File Problem | Transaction failed, please contact your bank |
P1 | Over Daily Limit | Transaction failed, please contact your bank |
P3 | Amount less than minimum | Transaction failed, please contact your bank |
P4 | Exceed daily card usage count | Transaction failed, please contact your bank |
P5 | Delinquent | Transaction failed, please contact your bank |
P6 | Over transaction Limit | Transaction failed, please contact your bank |
P7 | Amount less than Minimum | Transaction failed, please contact your bank |
P8 | Admin Card needed | Transaction failed, please contact your bank |
P9 | Enter lesser Amount | Transaction failed, please contact your bank |
Q0 | Invalid transaction Date | Transaction failed, please contact your bank |
Q1 | Invalid Expiry Date | Transaction failed, please contact your bank |
Q2 | Invalid Transaction Code | Transaction failed, please contact your bank |
Q9 | Invalid Transacting on bin 543552 | Transaction failed, please contact your bank |