Credit Card Chargeback Codes
The following is a list of Chargeback codes that could be received from a PayU Merchant's bank.
| Chargeback Code | Description | Credit Card Scheme |
|---|---|---|
4807 | Warning Bulletin | MasterCard |
4808 | Requested / Required Authorisation not obtained | MasterCard |
4812 | Account Number Not on File | MasterCard |
4841 | Cancelled Recurring and Digital Goods Transactions | MasterCard |
4853 | Cardholder Disputes – Defective Merchandise / Not as Described | MasterCard |
4855 | Goods or Services Not Provided | MasterCard |
4859 | Addendum and No-show | MasterCard |
4860 | Credit Not Processed | MasterCard |
4831 | Transaction Amount Differs | MasterCard |
4834 | Duplicate Processing | MasterCard |
4842 | Late Presentment | MasterCard |
4846 | Correct Transaction Currency Code not Provided | MasterCard |
4859 | RS3 ATM Disputes (effective 16 October 2015) | MasterCard |
4837 | No Cardholder Authorisation | MasterCard |
4840 | Fraudulent Processing of Transactions | MasterCard |
4849 | Questionable Merchant Activity | MasterCard |
4863 | Cardholder Does not Recognise – Potential Fraud | MasterCard |
4870 | Chip Liability Shift | MasterCard |
4871 | Chip / PIN Liability Shift | MasterCard |
41 | Cancelled Recurring Transactions | VISA |
53 | Not as Described or Defective Merchandise | VISA |
57 | Fraudulent Multiple Transactions | VISA |
62 | Counterfeit Transactions | VISA |
70 | Card Recovery Bulletin or Exception File | VISA |
71 | Declined Authorisation | VISA |
72 | No Authorisation | VISA |
73 | Expired Card | VISA |
74 | Late Presentment | VISA |
75 | Transaction not Recognised | VISA |
76 | Incorrect Currency or Transaction Code or Domestic Transaction Processing Violation | VISA |
77 | Non-Matching Account Number | VISA |
78 | Service Code Violation | VISA |
80 | Incorrect Transaction Amount or Account Number | VISA |
81 | Fraud – Card-Present Environment | VISA |
82 | Duplicate Processing | VISA |
83 | Fraud – Card-Absent Environment | VISA |
85 | Credit Not Processed | VISA |
86 | Paid by Other Means | VISA |
90 | Non-Receipt of Cash or Load Transaction Value at ATM or Load Device | VISA |
93 | Merchant Fraud Performance Program (effective through 31 December 2015) / Visa Fraud Monitoring Program (effective 01 January 2016) | VISA |