Credit Card Chargeback Codes

The following is a list of Chargeback codes that could be received from a PayU Merchant's bank.

 

Chargeback CodeDescriptionCredit Card Scheme

4807

Warning Bulletin

MasterCard

4808

Requested / Required Authorisation not obtained

MasterCard

4812

Account Number Not on File

MasterCard

4841

Cancelled Recurring and Digital Goods Transactions

MasterCard

4853

Cardholder Disputes – Defective Merchandise / Not as Described

MasterCard

4855

Goods or Services Not Provided

MasterCard

4859

Addendum and No-show

MasterCard

4860

Credit Not Processed

MasterCard

4831

Transaction Amount Differs

MasterCard

4834

Duplicate Processing

MasterCard

4842

Late Presentment

MasterCard

4846

Correct Transaction Currency Code not Provided

MasterCard

4859

RS3 ATM Disputes (effective 16 October 2015)  

MasterCard

4837

No Cardholder Authorisation

MasterCard

4840

Fraudulent Processing of Transactions

MasterCard

4849

Questionable Merchant Activity

MasterCard

4863

Cardholder Does not Recognise – Potential Fraud

MasterCard

4870

Chip Liability Shift

MasterCard

4871

Chip / PIN Liability Shift

MasterCard

41 

Cancelled Recurring Transactions

VISA

53 

Not as Described or Defective Merchandise

VISA

57 

Fraudulent Multiple Transactions

VISA

62 

Counterfeit Transactions

VISA

70 

Card Recovery Bulletin or Exception File

VISA

71 

Declined Authorisation

VISA

72 

No Authorisation

VISA

73 

Expired Card

VISA

74 

Late Presentment

VISA

75 

Transaction not Recognised

VISA

76 

Incorrect Currency or Transaction Code or Domestic Transaction Processing Violation

VISA

77 

Non-Matching Account Number

VISA

78 

Service Code Violation

VISA

80 

Incorrect Transaction Amount or Account Number

VISA

81 

Fraud – Card-Present Environment

VISA

82 

Duplicate Processing

VISA

83 

Fraud – Card-Absent Environment

VISA

85 

Credit Not Processed

VISA

86 

Paid by Other Means

VISA

90 

Non-Receipt of Cash or Load Transaction Value at ATM or Load Device

VISA

93 

Merchant Fraud Performance Program (effective through 31 December 2015) / Visa Fraud Monitoring Program (effective 01 January 2016)

VISA

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