PayU Secure 3D Simulator

Use the following card numbers on the following 2 stores to test your integration to PayU without financial implications

Stores Configured in PayU: (StoreID, SafeKey, Store Name: Description)

200165, {5490C144-B9A5-4675-BE73-21E1446A7FF0}, 3D Sim Store FAuth On Force On: Full 3D Secure transactions only (Issuer at risk and non-enrolled cards NOT allowed.)
- Soap Username: 200165
- Soap Password: yCYw5XRm
100032, {CE62CE80-0EFD-4035-87C1-8824C5C46E7F}, 3D Sim Store FAuth Off Force On: All 3D Secure transactions (Process only transactions where issuer is at risk. Both enrolled and non-enrolled cards will be processed per PASA guide.)
- Soap Username: 100032
- Soap Password: PypWWegU

Test scenarios:

The following cards are configured to allow testing of 8 likely encountered scenarios. Use any expiry date in the future and CVV 123

VISA - Simulator Matrix for basic 3DS Scenarios

Card Type	PAN	Card Enrolled	OTP Success	ECI	Description	Fully Authenticated = ON		Fully Authenticated = OFF
VISA 3DS test scenarios for 2 different 3DS authentication mode settings						Postilion Response		Postilion Response
VISA	4000015372250142	YES	YES	05	Cardholder Authentication Success + Bank response success	00	Transaction Successful	00	Approved
VISA	4000019562093601	YES	NO		Cardholder Authentication Failure	N/A	Transaction Failed	N/A	Transaction Failed
VISA	4000019542438801	NO	N/A	06	Issuer/Cardholder not participating	N/A	Transaction Failed	00	Transaction Successful
VISA	4000029520272445	YES	YES	05	Cardholder Authentication Success + Bank response failure	05	Transaction Failed	05	Transaction Failed

Card Type	PAN	Card Enrolled	OTP Success	ECI	Description	3D Secure Fully Authenticated		3D Secure On: Default
MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings						Transaction Response		Transaction Response
MasterCard	5100018609086541	YES	YES	02	Cardholder Authentication Success	00	Transaction Successful	00	Transaction Successful
MasterCard	5100013960913581	YES	NO		Cardholder Authentication Failure	N/A	Transaction Failed	N/A	Transaction Failed
MasterCard	5100011063555010	NO	N/A	01	Issuer/Cardholder not participating	N/A	Transaction Failed	00	Transaction Successful
MasterCard	5100022615342534	YES	YES	02	Cardholder Authentication Success + Bank response failure	05	Transaction Failed	05	Transaction Failed