Secure 3D Testing matrix
PayU Secure 3D Simulator
Use the following card numbers on the following 2 stores to test your integration to PayU without financial implications
Stores Configured in PayU: (StoreID, SafeKey, Store Name: Description)
- 200165, {5490C144-B9A5-4675-BE73-21E1446A7FF0}, 3D Sim Store FAuth On Force On: Full 3D Secure transactions only (Issuer at risk and non-enrolled cards NOT allowed.)
- Soap Username: 200165
- Soap Password: yCYw5XRm
- 100032, {CE62CE80-0EFD-4035-87C1-8824C5C46E7F}, 3D Sim Store FAuth Off Force On: All 3D Secure transactions (Process only transactions where issuer is at risk. Both enrolled and non-enrolled cards will be processed per PASA guide.)
- Soap Username: 100032
- Soap Password: PypWWegU
Test scenarios:
The following cards are configured to allow testing of 8 likely encountered scenarios. Use any expiry date in the future and CVV 123
VISA - Simulator Matrix for basic 3DS Scenarios
| Card Type | PAN | Card Enrolled | OTP Success | ECI | Description | Fully Authenticated = ON | Fully Authenticated = OFF | ||
| VISA 3DS test scenarios for 2 different 3DS authentication mode settings | Postilion Response | Postilion Response | |||||||
| VISA | 4000015372250142 | YES | YES | 05 | Cardholder Authentication Success + Bank response success | 00 | Transaction Successful | 00 | Approved |
| VISA | 4000019562093601 | YES | NO | Cardholder Authentication Failure | N/A | Transaction Failed | N/A | Transaction Failed | |
| VISA | 4000019542438801 | NO | N/A | 06 | Issuer/Cardholder not participating | N/A | Transaction Failed | 00 | Transaction Successful |
| VISA | 4000029520272445 | YES | YES | 05 | Cardholder Authentication Success + Bank response failure | 05 | Transaction Failed | 05 | Transaction Failed |
MasterCard - Simulator Matrix for basic 3DS Scenarios
| Card Type | PAN | Card Enrolled | OTP Success | ECI | Description | 3D Secure Fully Authenticated | 3D Secure On: Default | ||
| MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings | Transaction Response | Transaction Response | |||||||
| MasterCard | 5100018609086541 | YES | YES | 02 | Cardholder Authentication Success | 00 | Transaction Successful | 00 | Transaction Successful |
| MasterCard | 5100013960913581 | YES | NO | Cardholder Authentication Failure | N/A | Transaction Failed | N/A | Transaction Failed | |
| MasterCard | 5100011063555010 | NO | N/A | 01 | Issuer/Cardholder not participating | N/A | Transaction Failed | 00 | Transaction Successful |
| MasterCard | 5100022615342534 | YES | YES | 02 | Cardholder Authentication Success + Bank response failure | 05 | Transaction Failed | 05 | Transaction Failed |