Mobicred/Mobicred Virtual Credit (RPP)

Landing Page on Responsive RPP:


Mobicred displayed on the PayU responsive RPP as a payment method. The user will be required to enter their Mobicred credentials in order to proceed with the payment using Mobicred.
 Username must be a valid email address
 Password must be minimum characters, 1 upper case, 1 lower case, 1 numeric value. E.g. Mob1cred


A user will have 3 attempts to login successfully. If the user enters either or both credentials incorrect, the system will display and on screen error message advising the credentials entered as incorrect.


After every unsuccessful login attempt the system will deduction 1 from the remaining login attempts:
If a user has 3 attempts and enter their credentials incorrectly after the first attempt, the system must display 2 attempts left (3 minus – number of incorrect attempts). On the 3rd unsuccessful attempt PayU will fail the transaction.
The numbers of attempts left will be displayed to the user below the login, account registration buttons & forgot password link. Only after a successful attempt will the PayU system progress the user to the next screen.

A link below the Login & Account Registration buttons will be displayed to the user in the event the user has forgotten their username or password.

If the user has selected to click the Forgot password link, will the system will redirect the user to forget username/password page on the Mobicred website, where the user can reset their password.

More information link selected:

If the user clicks the “Click here for more information” link, the system will render a modal will the following text being displayed with in the modal explaining what Mobicred is.
Mobicred is a simple and convenient online credit facility with repayments over 12 months

New users:

Mobicred Virtual Credit: 

Mobicred virtual credit is a white label solution for merchant stores only merchant brands will be linked to the method each of the brands will have a closed loop credit solution with branding look and feel per individual brands. Mobicred virtual credit is driven with the exception of creating a new Merchant ID to support the payment method.

The user will have the option to register an account if they are not already a Mobicred virtual credit user, login if they are an existing user as well as manage the forgot password functionality, should they be in a position of having forgotten their password the payment method works exactly like the generic Mobicred with the exception of bespoke brand customisation.


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