Payflex (RPP)
Description
Payflex provides your customers with an option to buy now and pay later. Customers apply during the payment flow and an immediate outcome is provided on whether it’s approved.
Customers then pay the transaction amount in four equal instalments over 6 weeks, without interest or added fees.
A customer would select the Payflex payment option, capture/confirm their details and enter their card details to pay the first instalment upfront. The same card is used for collection of the remaining three instalments.
Returning customers merely need to enter their Payflex password to complete the payment.
Integration
Payflex is available on the Redirect Payment Page integration. Go here for details on the integration required for Payflex (Note that for Payflex transactions, the following fields are mandatory: firstName, lastName, mobile, email)
Transaction Flows
The following transaction flow provides an indication of the user experience after redirecting from your checkout page.
Customer selects Payflex as their payment option and confirms their details
Enters their ID number
Enters an OTP to verify their mobile number
Customer is vetted, in real-time
Customer captures their card details for payment of the four instalments
First instalment is paid upfront
Customer creates a password to speed through checkout on subsequent purchases
Transaction complete