Chargeback reason codes

Reason Code	Definitions / Master card international
01	Requested transaction data Not received
02	Requested/Required item illegible or missing
07	Warning Bulletin file
08	Requested/Required authorization Not obtained
12	Account number Not on file
31	Transaction amount differs
34	Duplicate processing
35	Card not valid or Expired
37	No cardholder authorization
40	Fraudulent processing of transactions
41	Cancelled recurring transaction
42	Late presentment
46	Correct transaction Currency code not provided
47	Exceeds floor limit- Not authorized and fraudulent transaction
49	Questionable merchant activity
50	Credit Posted as a Purchase
53	Cardholder dispute – Defective/ Not as described
55	Non-receipt of Merchandise
57	Card-activated Telephone transaction
59	Services Not rendered
60	Credit not processed
62	Counterfeit transaction magnetic stripe POS fraud
63	Cardholder does not recognize – Potential fraud
4870	Chip Liability Shift

Reason Codes	Definitions / Visa international and local banks
60	Illegible fulfilment
75	Requested transaction data Not received
79	Requested transaction data Not received
57	Fraudulent multiple transactions
62	Chip liability Shift / Counterfeit transaction
81	Fraud – card Present environment ( Will request edc voucher)
83	Fraud – card Absent environment ( manual transactions, will request zip –zap voucher )
93	Risk identification service
70	Card recovery bulletin
71	Declined authorization
72	No authorization
73	Expired card
78	Service code violation
74	Late Presentment
76	Incorrect currency or Transaction code or Domestic transaction processing violation
77	None –matching account number
80	Incorrect transaction amount or account number
82	Duplicate Processing
84	Unsigned slip
86	Paid by other means
88	Split sales
89	Unauthorised signature/ card not signed
96	Transaction exceeds limited amount
41	Cancelled recurring transaction
53	Not as described or Defective merchandise
85	Credit Not processed
30	Service not provided or merchandise not received
90	Non-receipt of cash ( ATM transaction )

PayU General