Transaction Type | Description |
RESERVE | This transaction completes an authorisation for the payment where the funds are reserved on the payment instrument. The reserved funds cannot be spent by the user. A RESERVE must be followed by a FINALIZE to confirm the payment within a pre-determined period else the authorization will be release by the bank. |
FINALIZE | This confirms a RESERVE. A FINALIZE will almost always be guaranteed to complete after a RESERVE. |
PAYMENT | This is a single leg transaction which does the RESERVE and FINALIZE in one call |
CREDIT | This is used to reverse the full or a partial amount of a completed transaction |
RESERVE_CANCEL | This is used to cancel a RESERVE, possibly if the merchant was unable to entitle the service or supply the goods |
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