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The following are examples of how you would need to set out your data when querying PayU's API with SOAP.

  1. API requests:
  2. API response:

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REQUEST - Credit Card request: PAYMENT or RESERVE
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:soap="http://soap.api.controller.web.payjar.com/" xmlns:SOAPENV="http://schemas.xmlsoap.org/soap/envelope/" xmlns:SOAP-ENV="SOAP-ENV">
   <soapenv:Header>
      <wsse:Security SOAP-ENV:mustUnderstand="1" xmlns:wsse="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">
         <wsse:UsernameToken wsu:Id="UsernameToken-9" xmlns:wsu="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
            <wsse:Username>~~~SOAP Username goes here~~~</wsse:Username>
            <wsse:Password Type="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-username-token-profile-1.0#PasswordText">~~~SOAP Password goes here~~~</wsse:Password>
         </wsse:UsernameToken>
      </wsse:Security>
   </soapenv:Header>
   <soapenv:Body>
      <soap:doTransaction xmlns:ns2="http://soap.api.controller.web.payjar.com/">
         <Api>ONE_ZERO</Api>
         <Safekey>~~~SAFEKEY goes here ~~~</Safekey>
         <TransactionType>~~~a value of PAYMENT or RESERVE~~~</TransactionType>
         <AdditionalInformation>
            <merchantReference>~~~Merchant ref goes here~~~</merchantReference>
            <notificationUrl>http://example.com/notification-page/</notificationUrl>
         </AdditionalInformation>
         <Customer>
            <countryCode>27</countryCode>
            <countryOfResidence>ZAR</countryOfResidence>
            <merchantUserId>0123465798</merchantUserId>
            <email>john.doe@example.com</email>
            <firstName>John</firstName>
            <lastName>Doe</lastName>
            <mobile>0827777777</mobile>
            <regionalId>5612124567897</regionalId>
            <ip>127.0.0.1</ip>
         </Customer>
         <Basket>
            <amountInCents>12000</amountInCents>
            <currencyCode>ZAR</currencyCode>
            <description>Fraud Basket</description>
         </Basket>
         <Creditcard>
            <amountInCents>12000</amountInCents>
            <cardExpiry>122014</cardExpiry>
            <cardNumber>4111120000005078</cardNumber>
            <cvv>123</cvv>
            <nameOnCard>Fred Fraud</nameOnCard>
         </Creditcard>
      </soap:doTransaction>
   </soapenv:Body>
</soapenv:Envelope>

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REQUEST - Credit Card: PAYMENT or RESERVE (with Fraud enabled)
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:soap="http://soap.api.controller.web.payjar.com/" xmlns:SOAPENV="http://schemas.xmlsoap.org/soap/envelope/">
    <soapenv:Header>
    <wsse:Security SOAP-ENV:mustUnderstand="1" xmlns:wsse="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">
        <wsse:UsernameToken wsu:Id="UsernameToken-9" xmlns:wsu="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
        <wsse:Username>~~~SOAP Username goes here~~~</wsse:Username>
        <wsse:Password Type="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-username-token-profile-1.0#PasswordText">~~~SOAP Password goes
            here~~~</wsse:Password>
        </wsse:UsernameToken>
    </wsse:Security>
    </soapenv:Header>
    <soapenv:Body>
    <soap:doTransaction xmlns:ns2="http://soap.api.controller.web.payjar.com/">
        <Api>ONE_ZERO</Api>
        <Safekey>~~~SAFEKEY goes here ~~~</Safekey>
        <TransactionType>~~~a value of PAYMENT or RESERVE~~~</TransactionType>
        <AdditionalInformation>
          <deviceId>TERM003</deviceId>
          <merchantReference>~~~Merchant ref goes here ~~~</merchantReference>
          <notificationUrl> http://example.com/notification-page/</notificationUrl>
        </AdditionalInformation>
        <Customer>
          <countryCode>27</countryCode>
          <countryOfResidence>ZAR</countryOfResidence>
          <merchantUserId>0123465798</merchantUserId>
          <email>john.doe@example.com</email>
          <firstName>John</firstName>
          <lastName> Doe </lastName>
          <mobile>0827777777</mobile>
          <regionalId>5612124567897</regionalId>
          <ip>127.0.0.1</ip>
        </Customer>
        <Basket>
          <amountInCents>12000</amountInCents>
          <currencyCode>ZAR</currencyCode>
          <description>Fraud Basket</description>
          <!--Zero or more repetitions:-->
          <productLineItem>
              <amount>10000</amount>
              <costAmount>1000</costAmount>
              <description>Product 1</description>
              <giftMessage>Happy Birthday</giftMessage>
              <productCode>ABC0002</productCode>
              <quantity>1</quantity>
              <recipientAddress1>21 Example Road</recipientAddress1>
              <recipientCity>Cape Town</recipientCity>
              <recipientCountryCode>ZAR</recipientCountryCode>
              <recipientPostalCode>8000</recipientPostalCode>
              <recipientFirstName>John</recipientFirstName>
              <recipientLastName>Doe</recipientLastName>
          </productLineItem>
          <shippingDetails>
              <shippingAddress1>21 Example Road</shippingAddress1>
              <shippingAddressCity>Cape Town </shippingAddressCity>
              <shippingEmail> john.doe@example.com </shippingEmail>
              <shippingCountryCode>ZAR</shippingCountryCode>
              <shippingStateCode>WC</shippingStateCode>
              <shippingMethod>P</shippingMethod>
              <shppingFirstName>John</shppingFirstName>
              <shippingLastName>Doe</shippingLastName>
              <shippingFax>27214688020</shippingFax>shippingFax>
              <shippingPhone>27214688021</shippingPhone>
          </shippingDetails>
        </Basket>
        <Fraud>
          <checkFraudOverride>false</checkFraudOverride>
          <merchantWebSite>http://www.example.com/ </merchantWebSite>
          <pcFingerPrint>owhjiflkwhefqwoaef</pcFingerPrint>
        </Fraud>
        <Creditcard>
          <amountInCents>12000</amountInCents>
          <cardExpiry>122014</cardExpiry>
          <cardNumber>4111120000005078</cardNumber>
          <cvv>123</cvv>
          <nameOnCard>Fred Fraud</nameOnCard>
          <verified/>
        </Creditcard>
    </soap:doTransaction>
    </soapenv:Body>
</soapenv:Envelope>

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REQUEST - Credit Card with Handshake
<DoTransaction Api=�1.0� Safekey=�{86903CCB-79A9-42EE-8637-1ACE90185507}� TransactionType=�PAYMENT� AuthenticationType=�HANDSHAKE�>
    <AdditionalInformation>
        <merchantReference>CJR001</merchantReference>
    </AdditionalInformation>
    <Customer>
        <mobile>27827891249</mobile>
    </Customer>
    <Basket>
        <amountInCents>1000</amountInCents>
        <currencyCode>ZAR</currencyCode>
        <description>ORD111</description>
    </Basket>
    <PaymentMethods>
        <CreditCard pmID="jh23d29832jhdo23hu" CVV=�123� AmountInCents="2300" />
    </PaymentMethods>
</DoTransaction>

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REQUEST - Credit Card with Token (Save Card) - first request
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:soap="http://soap.api.controller.web.payjar.com/">
    <soapenv:Header/>
    <soapenv:Body>
        <soap:doTransaction xmlns:ns2="http://soap.api.controller.web.payjar.com/">
            <Api>ONE_ZERO</Api>
            <Safekey>{86903CCB-79A9-42EE-0174-1ACE90185507}</Safekey>
            <TransactionType>PAYMENT</TransactionType>
            <AuthenticationType>NA</AuthenticationType>
            <AdditionalInformation>
                <merchantReference>MerchRef001</merchantReference>
                <supportedPaymentMethods>CREDITCARD</supportedPaymentMethods>
                <storePaymentMethod>true</storePaymentMethod>
            </AdditionalInformation>
            <Customer>
                <countryCode>27</countryCode>
                <merchantUserId>MechUser001</merchantUserId>
                <email>name.surname@mail.com</email>
                <firstName>Name</firstName>
                <lastName>Surname</lastName>
                <mobile>27887592452</mobile>
                <regionalId>2345679888</regionalId>
            </Customer>
            <Basket>
                <amountInCents>1000</amountInCents>
                <currencyCode>ZAR</currencyCode>
                <description>Goods</description>
            </Basket>
            <Creditcard>
                <amountInCents>1000</amountInCents>
                <cardExpiry>122013</cardExpiry>
                <cardNumber>5111120000091349</cardNumber>
                <cvv>123</cvv>
                <nameOnCard>N Surname</nameOnCard>
            </Creditcard>
        </soap:doTransaction>
    </soapenv:Body>
</soapenv:Envelope>

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Credit Card with Token (Save Card) Subsequent REQUEST:
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:soap="http://soap.api.controller.web.payjar.com/">
   <soapenv:Header/>
   <soapenv:Body>
      <soap:doTransaction xmlns:ns2="http://soap.api.controller.web.payjar.com/">
         <Api>ONE_ZERO</Api>
         <Safekey>{86903CCB-79A9-42EE-0174-1ACE90185507}</Safekey>
         <TransactionType>PAYMENT</TransactionType>
         <AuthenticationType>TOKEN</AuthenticationType>
         <AdditionalInformation>
          <merchantReference>MerchRef001</merchantReference>
          <supportedPaymentMethods>CREDITCARD</supportedPaymentMethods>
         </AdditionalInformation>
         <Customer>
            <countryCode>27</countryCode>
            <merchantUserId>MechUser001</merchantUserId>
            <email>name.surname@mail.com</email>
            <firstName>Name</firstName>
            <lastName>Surname</lastName>
            <mobile>27887592452</mobile>
            <regionalId>2345679888</regionalId>
         </Customer>
         <Basket>
            <amountInCents>1000</amountInCents>
            <currencyCode>ZAR</currencyCode>
            <description>Goods</description>
          </Basket>       
          <Creditcard
            <pmId>DyZ7XBB5QxF5FEoIADAkMCQAUnlDEmIRVXNTa3xUYVUWfEUT</pmId>
            <amountInCents>1000</amountInCents>
            <cvv>123</cvv>
         </Creditcard>
      </soap:doTransaction>
   </soapenv:Body>
</soapenv:Envelope>

doTransaction (PAYMENT -  EBUCKS)

The following is to send the payment instruction to the ebucks' API when paying with eBucks and can have a transaction type of payment or reserve. The corresponding method API call to ebucks PAYMENT API is Auth or AuthSettle

REQUEST

Parameter

Type

Definition

Required

Api
Varchar
Version of the API (e.g.ONE_ZERO).

Y

Safekey
Varchar(38)
PayU Merchant Identifier ('{GUID}'). Provided to merchant upon integration (e.g. {86903CCB-79A9-42EE-0174-1ACE90185507}).
Y

TransactionType

Varchar
The type of transaction being performed (e.g. PAYMENT, RESERVE).

Y

payUReference
Varchar(24)
PayU reference from initial authenticate call to retain transaction thread

 

Additional Information
merchantReference
Varchar(64)
Unique merchant identifier for transaction.

Y

payUReference
Varchar(24)
PayU reference from initial authentication call to retain transaction thread (Transaction record will be created with supplied reference).

N

notificationUrl
Varchar
URL where the merchant would like to be notified of transaction result via IPN (Instant Payment Notification). 
Needed for "secure3d=true" transactions.

N

returnUrl
Varchar
URL to return browser to after a customer has completed transaction. Needed for "secure3d=true" transactions.

N

Customer
merchantUserId
Varchar(64)
Unique Customer ID in merchant system

Y

email
Varchar(64)
Customer Email Address.

N

firstName
Varchar(64)
Customer first name.

N

lastName
Varchar(64)
Customer last name.

N

mobile
Varchar
Customer Mobile Number in international format without "+" (e.g. 27827891248).

N

Basket
amountInCents
Integer
Total amount of the basket in cents. Format as 1000 for R10.00.

Y

currencyCode
Varchar(2)
Currency code defined by PayU. Example: ZAR.

Y

description
Varchar(64)
Basket description that will show on PayU.

Y

Ebucks
amountInCents
Integer
Amount in eBucks cents.

Y

Customfield
ebucksOtp
Integer
OTP retrieved from customer which was generated during the GenerateOTP process.

Y

ebucksAccountNumber
Varchar

eBucks Member's account number retrieved from the AUTHENTICATE_ACCOUNT call.

Y

doTransaction (PAYMENT - EBUCKS) - REQUEST
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:soap="http://soap.api.controller.web.payjar.com/" xmlns:SOAPENV="http://schemas.xmlsoap.org/soap/envelope/" xmlns:SOAP-ENV="SOAP-ENV">
      <soapenv:Body>
      <soap:doTransaction xmlns:ns2="http://soap.api.controller.web.payjar.com/">
         <Api>ONE_ZERO</Api>
         <Safekey>{00000000-0000-0000-0000-000000000000}</Safekey>
         <TransactionType>PAYMENT/RESERVE</TransactionType>
         <AdditionalInformation>
            <merchantReference>1234567890</merchantReference>           
         </AdditionalInformation>
         <Customer>
            <countryCode>27</countryCode>
            <countryOfResidence>ZAR</countryOfResidence>
            <merchantUserId>0123465798</merchantUserId>
            <email>john.doe@example.com</email>
            <firstName>John</firstName>
            <lastName>Doe</lastName>
            <mobile>0827777777</mobile>
            <regionalId>5612124567897</regionalId>
         </Customer>
         <Basket>
            <amountInCents>12000</amountInCents> <!-- amount in zar cents -->
            <currencyCode>ZAR</currencyCode>
         </Basket>
         <Ebucks>
            <amountInCents>12000</amountInCents> <!-- amount in eBucks cents (EB * 10) -->
         </Ebucks>
        <Customfield>
            <key>ebucksOtp</key>
            <value>909059</value>
         </Customfield>
         <Customfield>
            <key>ebucksAccountNumber</key>
            <value>80000278865</value>
         </Customfield>
      </soap:doTransaction>
   </soapenv:Body>
</soapenv:Envelope>

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REQUEST - Crediting a transaction
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:soap="http://soap.api.controller.web.payjar.com/" xmlns:SOAPENV="http://schemas.xmlsoap.org/soap/envelope/">
    <soapenv:Header>
        <wsse:Security SOAP-ENV:mustUnderstand="1" xmlns:wsse="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">
            <wsse:UsernameToken wsu:Id="UsernameToken-9" xmlns:wsu="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
                <wsse:Username>~~~SOAP Username goes here~~~</wsse:Username>
                <wsse:Password Type="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-username-token-profile-1.0#PasswordText">~~~SOAP Password goes
            here~~~</wsse:Password>
            </wsse:UsernameToken>
        </wsse:Security>
    </soapenv:Header>
    <soapenv:Body>
        <soap:doTransaction xmlns:ns2="http://soap.api.controller.web.payjar.com/">
            <Api>ONE_ZERO</Api>
            <Safekey>~~~SAFEKEY goes here ~~~</Safekey>
            <TransactionType>CREDIT</TransactionType>
            <AdditionalInformation>
                <merchantReference>~~~Merchant ref goes here ~~~</merchantReference>
                <payUReference>~~~PayU ref goes here ~~~</payUReference>
            </AdditionalInformation>
            <Basket>
                <amountInCents>1000</amountInCents>
                <currencyCode>ZAR</currencyCode>
            </Basket>
        </soap:doTransaction>
    </soapenv:Body>
</soapenv:Envelope>

 

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RESPONSE - Credit Card: PAYMENT or RESERVE
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns2:doTransactionResponse xmlns:ns2="http://soap.api.controller.web.payjar.com/">
         <return>
            <resultCode>00</resultCode>
            <resultMessage>Successful</resultMessage>
            <successful>true</successful>
            <displayMessage>Successful</displayMessage>
            <merchantReference>1234567890</merchantReference>
            <payUReference>21976214819</payUReference>
            <paymentMethodsUsed xsi:type="ns2:creditCard" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
               <amountInCents>1000</amountInCents>
               <cardExpiry>122015</cardExpiry>
               <cardNumber>400000******1000</cardNumber>
               <gatewayReference>37149772</gatewayReference>
               <information>VISA</information>
               <nameOnCard>John Doe</nameOnCard>
            </paymentMethodsUsed>
         </return>
      </ns2:doTransactionResponse>
   </soap:Body>
</soap:Envelope>

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RESPONSE - Credit Card: PAYMENT or RESERVE (with 3D Secure enabled - card enrolled)
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
    <soap:Body>
    <ns2:doTransactionResponse xmlns:ns2="http://soap.api.controller.web.payjar.com/">
        <return>
            <displayMessage>Transaction Pending 3DS Completion</displayMessage>
            <fraud>
                <resultCode>V030</resultCode>
                <resultMessage>Success</resultMessage>
            </fraud>
            <merchantReference>0123456789</merchantReference>
            <payUReference>31982857915</payUReference>
            <paymentMethodsUsed xsi:type="ns2:creditCard" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
                <amountInCents>350</amountInCents>
                <cardExpiry>092014</cardExpiry>
                <cardNumber>456546******6016</cardNumber>
                <gatewayReference>37117846</gatewayReference>
                <information>VISA</information>
                <nameOnCard>Jon Doe </nameOnCard>
            </paymentMethodsUsed>
            <resultCode>P3DS</resultCode>
            <resultMessage>Transaction Pending 3DS Completion</resultMessage>
            <secure3D>
                <secure3DId>A5ufG1Q3sp3qGDxu5de3</secure3DId>
                <secure3DUrl><![CDATA[<form name="downloadForm" action="http://acstest.bankserv.co.za/V3DSStart?osb=visa-3&VAA=B"
                method="POST">
                <table name="dataTable" border="0" cellpadding="0">
                <INPUT TYPE="hidden" NAME="TransactionID" value="A5ufG1Q3sp3qGDxu5de3">
                <INPUT TYPE="hidden" NAME="PaReq"
                value="eNpVUtty2jAQfddXeNLHzliWbWzCLJohgZSkTbik0yZ9E2IpLmCD5Av46ys5dtK+nbO7Wp2zu/B9qxDHzygLhRweUWvxG51kPbyanrP463K3Ci7ZTL
                zOskX5ebp5qR/Efje84jAfLfHEoUSlkyzlzPVcH2hHiWml5FakOQchTzf3TzzqhYHPgLaUwAHV/ZgzPwh7UdwH+sYJpOKA/EakO42qHG1UIoXTdQPaZAnIrEh
                zdeEx84B2hECh9nyb58cBpVVVuau2iysztxZAbZoA/dA2LyzSxvo5WfM48Ov56+IJy9XPu/GPSzkZf9Gnl9vq2+MQqK0gsBY5ct9jgdf3fIdFg9AbMGOriRMQ
                B6uFLwO3Z4S1jMDR/jN6Y4HN/BswbgqlMJWdnY4RwPMxS9HUmNm+YyMCteSZWqNyPjlBzFjcDyOjwYYJJKnOxX5v33TQmP6weju1S5G5mfadCPWsno
                pZdP0QqF/qz3GyQb+q88XEbqqpaVQkZrws9K4bGUkza2r70PYOaHs6Bv13Un8BvvXHsA==">
                <INPUT TYPE="hidden" NAME="TermUrl" VALUE="http://staging.safeshop.co.za/s2s/Secure3D/Encode_Finish.asp">
                <INPUT TYPE="hidden" NAME="MD" VALUE="37117846">
                </table>
                <center><p><font type="Arial" size=2>Transfering to your bank for credit card authentication.
                <p> If you are not redirected please <a href="javascript:AutoSubmitForm()">click here</a> on the image to continue to access your banking
                institution.<p>
                <input type="image" src="http://staging.images.safeshop.co.za/PaymentMethods/Secure3D/VbyV_blue_120x69.gif" name="continue"
                value="Continue"></center>
                </form>
                <script language="Javascript">
                <!--
                function AutoSubmitForm() {document.downloadForm.submit();
                }
                AutoSubmitForm();
                //--></script>]]></secure3DUrl>
                </secure3D>
            <successful>true</successful>
        </return>
    </ns2:doTransactionResponse>
    </soap:Body>
</soap:Envelope>

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RESPONSE - Credit Card: PAYMENT or RESERVE (with bank reference)
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns2:doTransactionResponse xmlns:ns2="http://soap.api.controller.web.payjar.com/">
         <return>
            <resultCode>00</resultCode>
            <resultMessage>Successful</resultMessage>
            <successful>true</successful>
            <displayMessage>Successful</displayMessage>
            <merchantReference>1234567890</merchantReference>
            <payUReference>21976214819</payUReference>
            <paymentMethodsUsed xsi:type="ns2:creditCard" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
               <amountInCents>1000</amountInCents>
               <cardExpiry>122015</cardExpiry>
               <cardNumber>400000******1000</cardNumber>
               <gatewayReference>37149772</gatewayReference>
               <information>VISA</information>
               <nameOnCard>John Doe</nameOnCard>
            </paymentMethodsUsed> 
            <customFields>
               <key>bankReference</key>
               <value>DEMO12</value>
            </customFields>
         </return>
      </ns2:doTransactionResponse>
   </soap:Body>
</soap:Envelope>

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RESPONSE - Credit Card: PAYMENT or RESERVE (with Fraud enabled - APPROVE)
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
    <soap:Body>
        <ns2:doTransactionResponse xmlns:ns2="http://soap.api.controller.web.payjar.com/">
            <return>
                <displayMessage>Successful</displayMessage>
                <fraud>
                    <resultCode>V030</resultCode>
                    <resultMessage>Success</resultMessage>
                </fraud>
                <merchantReference>mercRef_1403097874</merchantReference>
                <payUReference>185871924286</payUReference>
                <paymentMethodsUsed xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns2:creditCard">
                    <amountInCents>2156</amountInCents>
                    <cardExpiry>012015</cardExpiry>
                    <cardNumber>542028******1323</cardNumber>
                    <gatewayReference>37585977</gatewayReference>
                    <information>MASTERCARD</information>
                    <nameOnCard>John Doe</nameOnCard>
                </paymentMethodsUsed>
                <resultCode>00</resultCode>
                <resultMessage>Successful</resultMessage>
                <successful>true</successful>
            </return>
        </ns2:doTransactionResponse>
    </soap:Body>
</soap:Envelope>

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RESPONSE - Credit Card: PAYMENT or RESERVE (with Fraud enabled - CHALLENGE)
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
    <soap:Body>
        <ns2:doTransactionResponse xmlns:ns2="http://soap.api.controller.web.payjar.com/">
            <return>
                <displayMessage>Successful</displayMessage>
                <fraud>
                    <resultCode>V035</resultCode>
                    <resultMessage>CHALLENGE - 0330</resultMessage>
                </fraud>
                <merchantReference>mercRef_1403098425</merchantReference>
                <payUReference>185878360665</payUReference>
                <paymentMethodsUsed xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns2:creditCard">
                    <amountInCents>7215</amountInCents>
                    <cardExpiry>012015</cardExpiry>
                    <cardNumber>542028******1323</cardNumber>
                    <gatewayReference>37585978</gatewayReference>
                    <information>MASTERCARD</information>
                    <nameOnCard>John Doe</nameOnCard>
                </paymentMethodsUsed>
                <resultCode>00</resultCode>
                <resultMessage>Successful</resultMessage>
                <successful>true</successful>
            </return>
        </ns2:doTransactionResponse>
    </soap:Body>
</soap:Envelope>

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RESPONSE - Credit Card: PAYMENT or RESERVE (with Fraud enabled - DENY)
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
    <soap:Body>
        <ns2:doTransactionResponse xmlns:ns2="http://soap.api.controller.web.payjar.com/">
            <return>
                <fraud>
                    <resultCode>V039</resultCode>
                    <resultMessage>DENY - 0700</resultMessage>
                </fraud>
                <merchantReference>mercRef_1403098545</merchantReference>
                <payUReference>185879181093</payUReference>
                <resultCode>P044</resultCode>
                <resultMessage>Rejected for fraud</resultMessage>
                <successful>false</successful>
            </return>
        </ns2:doTransactionResponse>
    </soap:Body>
</soap:Envelope>

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RESPONSE - doTransaction (PAYMENT - EBUCKS)
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns2:doTransactionResponse xmlns:ns2="http://soap.api.controller.web.payjar.com/">
         <return>
            <resultCode>00</resultCode>
            <resultMessage>Successful</resultMessage>
            <successful>true</successful>
            <displayMessage>Successful</displayMessage>
            <merchantReference>1234567890</merchantReference>
            <payUReference>21976214819</payUReference>
            <paymentMethodsUsed xsi:type="ns2:ebucks" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
               <amountInCents>12000</amountInCents>
            </paymentMethodsUsed>
         </return>
      </ns2:doTransactionResponse>
   </soap:Body>
</soap:Envelope>

 

 

 

 

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