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PayU’s MasterPass™ integration allows a customer to make a payment for merchant products and services using their stored cards and the MasterPass™ application. The flow below outlines and documents the user experience for the customer selecting to pay with MasterPass™.
Transaction Flows
The following transaction flows show the user interaction with PayU after redirecting from your checkout page.
Landing page
Once the customer is redirected from your site, they will be presented with the following page where they are able to select the payment method they wish to use. This can be customised to suit your payment needs further. (Please note that if MasterPass™ was the only payment option specified in the set transaction, this page will not be displayed and the shopper will be redirected to MasterPass™.)
Select payment option
When the customer selects to pay using MasterPass™ the below section will appear, providing a button to select to enter the MasterPass™ redirect flow on MasterPass™ hosted pages.
The customer checks out using MasterPass™ and gets redirected to the following pages.
First time usage, select country/language
Select the Standard Bank wallet, again first time usage primarily or using private browsing.
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QR code
On the MasterPass™ hosted payment page a QR code will be presented to the shopper. The shopper needs to activate the MasterPass™ application on his/her mobile device, scan the QR code or enter the number displayed below the payment page QR code on the MasterPass™ application. The QR Code is displayed on the MasterPass™ website. For users who have already used the Standard Bank wallet, the code will be shown immediately when selecting to "Buy with MasterPass™" from the merchant site.
Once the customer enters their Bank PIN details or 3D Secure password and CVV
The customer will then select a card stored in their MasterPass™ application to make the payment.
The customer will then enter their PIN and complete the payment on their mobile app.
Once the payment is completed on the mobile app, the customer is taken back to the merchant (via PayU)
Transaction Completion
After completing payment on the MasterPass™ portal the customer will then be redirected back to PayU. If the transaction is successful the below page will be displayed to the user at which point they will be redirected back to the merchant's web site. The merchant will perform a securety check to confirm the result. The order status will be updated and displayed on the merchant's own result page.
Go here for details on the integration required for MasterPass™