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PayU recommends that when doing an integration you first test your payment flow against the staging environment using the listed test credentials. Once you have completed successful staging tests, you can move onto production testing.

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Environment

staging.payu.co.za

staging.payu.co.za

staging.payu.co.za

staging.payu.co.za

Store Name:

3D Sim Store FAuth Off Force On

Staging Integration Store 3

MPESA Kenya Store

PaymentsOS Test Store (3D redirect URL)

SOAP Username:

100032

200021

200399

800060

SOAP password:

PypWWegU

WSAUFbw6

3HhCDmqb

qDRLeKI9

Safekey:

{CE62CE80-0EFD-4035-87C1-8824C5C46E7F}

{07F70723-1B96-4B97-B891-7BF708594EEA}

{B83B1BC2-9CFA-4295-ABEE-D356B927DB49}

{FBEF85FC-F395-4DE2-B17F-F53098D8F978}

Supported Payment Methods:

Credit Cards (3D Secure)

Credit Cards, DiscoveryMiles, Ebucks

AutoPay, Debit Cards, EFT, Visa Checkout

Credit Card Debit Order,

Once Off Payment, MasterPass, Mobicred, FASTA, Payflex

MPESA Wallet, minimum denominator 1.00

Credit Cards (3D Secure), Credit Cards (non 3D Secure), EFT

Value Added Services:





Integration Type:

Enterprise API, Redirect Payment Page

Enterprise API, Redirect Payment Page

Redirect Payment Page

Enterprise API, Redirect Payment Page

Merchant/Product Type:

EasyMerchant, PayU Business, PayU Enterprise

EasyMerchant, PayU Business, PayU Enterprise

EasyMerchant, PayU Business

EasyMerchant, PayU Business

Notes:

Risk Setting: Fully Authenticated = OFF




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Card Type

PAN

Card Enrolled

OTP Success

ECI

Description

Risk Setting: Fully Authenticated = OFF

VISA 3DS test scenarios for 2 different 3DS authentication mode settings

Transaction Result

VISA

4000015372250142

YES

YES

05

Cardholder Authentication Success + Bank response success

Transaction Successful

VISA

4000019562093601

YES

NO


Cardholder Authentication Failure

Transaction Failed

VISA

4000019542438801

NO

N/A

06

Issuer/Cardholder not participating

Transaction Successful

VISA

4000029520272445

YES

YES

05

Cardholder Authentication Success + Bank response failure (Do not honour)

Transaction Failed

VISA4000053257499518YESYES05Cardholder Authentication Success + Bank response failure (Insufficient funds)Transaction Failed

...

Card Type

PAN

Card Enrolled

OTP Success

ECI

Description

Risk Setting: Fully Authenticated = OFF

MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings

Transaction Result

MasterCard

5100018609086541

YES

YES

02

Cardholder Authentication Success

Transaction Successful

MasterCard

5100013960913581

YES

NO


Cardholder Authentication Failure

Transaction Failed

MasterCard

5100011063555010

NO

N/A

01

Issuer/Cardholder not participating

Transaction Successful

MasterCard

5100022615342534

YES

YES

02

Cardholder Authentication Success + Bank response failure (Do not honour)

Transaction Failed

MasterCard5100051617508008YESYES02Cardholder Authentication Success + Bank response failure (Insufficient funds)Transaction Failed


  • Amex - Simulator Matrix for basic 3DS Scenarios

Card Type

PAN

Card Enrolled

OTP Success

ECI

Description

Risk Setting: Fully Authenticated = OFF

MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings

Transaction Result

Amex

377090000390845

YES

YES

05

Cardholder Authentication Success

Transaction Successful

Amex

340000000000033

YES

NO

07

Cardholder Authentication Failure

Transaction Failed


  • Diners Club - Simulator Matrix for basic 3DS Scenarios

Card Type

PAN

Card Enrolled

OTP Success

ECI

Description

Risk Setting: Fully Authenticated = OFF

MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings

Transaction Result

Diners Club36424866329600YESYES07Cardholder Authentication SuccessTransaction Successful

Diners Club

36424835908633

YES

NO

07

Cardholder Authentication Failure

Transaction Failed

Verve Card Test Credentials

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Environment

staging.payu.co.za

Store Name:

Verve Test Store Nigeria

SOAP Username:

200419

SOAP password:

2sPXeB9U

Safekey:

{5CCBA0C9-890E-470F-A411-9E116691B45D}

Supported Payment Methods:

Verve Cards

Integration Type:

Redirect Payment Page

Card no = 5061030000000000951
Pin = 1234
Expiry Date = 2001 (YYMM)
cvv2 = 000


UCount Card Test Credentials

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