PayU recommends that when doing an integration you first test your payment flow against the staging environment using the listed test credentials. Once you have completed successful staging tests, you can move onto production testing.
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The following integration test stores can be used to integrate and test process flow:
Environment | staging.payu.co.za | staging.payu.co.za | staging.payu.co.za | staging.payu.co.za | staging.payu.co.za |
Store Name: | 3D Sim Store FAuth Off Force On | Staging Integration Store 3 | MPESA Kenya Store | PaymentsOS Test Store (3D redirect URL) | PayU Ghana Test Store |
SOAP Username: | 100032 | 200021 | 200399 | 800060 | 800117 |
SOAP password: | PypWWegU | WSAUFbw6 | 3HhCDmqb | qDRLeKI9 | vfFbwgjk |
Safekey: | {CE62CE80-0EFD-4035-87C1-8824C5C46E7F} | {07F70723-1B96-4B97-B891-7BF708594EEA} | {B83B1BC2-9CFA-4295-ABEE-D356B927DB49} | {FBEF85FC-F395-4DE2-B17F-F53098D8F978} | {6BA54E9D-7F71-40A4-B73D-4F16D6FF4644} |
Supported Payment Methods: | Credit Cards (3D Secure) | Credit Cards, DiscoveryMiles, Ebucks AutoPay, Debit Cards, EFT, Visa Checkout Credit Card Debit Order, Once Off Payment, MasterPass, Mobicred, FASTA, Payflex | MPESA Wallet, minimum denominator 1.00 | Credit Cards (3D Secure), Credit Cards (non 3D Secure), EFT | Cards (3D Secure), MTN MoMo |
Value Added Services: | |||||
Integration Type: | Enterprise API, Redirect Payment Page | Enterprise API, Redirect Payment Page | Redirect Payment Page | Enterprise API, Redirect Payment Page | Redirect Payment Page |
Merchant/Product Type: | EasyMerchant, PayU Business, PayU Enterprise | EasyMerchant, PayU Business, PayU Enterprise | EasyMerchant, PayU Business | EasyMerchant, PayU Business | EasyMerchant, PayU Business |
Notes: | Risk Setting: Fully Authenticated = OFF |
Payment method test credentials
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Card Type | PAN | Card Enrolled | OTP Success | ECI | Description | Risk Setting: Fully Authenticated = OFF |
VISA 3DS test scenarios for 2 different 3DS authentication mode settings | Transaction Result | |||||
VISA | 4000015372250142 | YES | YES | 05 | Cardholder Authentication Success + Bank response success | Transaction Successful |
VISA | 4000019562093601 | YES | NO | Cardholder Authentication Failure | Transaction Failed | |
VISA | 4000019542438801 | NO | N/A | 06 | Issuer/Cardholder not participating | Transaction Successful |
VISA | 4000029520272445 | YES | YES | 05 | Cardholder Authentication Success + Bank response failure (Do not honour) | Transaction Failed |
VISA | 4000053257499518 | YES | YES | 05 | Cardholder Authentication Success + Bank response failure (Insufficient funds) | Transaction Failed |
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Card Type | PAN | Card Enrolled | OTP Success | ECI | Description | Risk Setting: Fully Authenticated = OFF |
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MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings | Transaction Result | |||||
MasterCard | 5100018609086541 | YES | YES | 02 | Cardholder Authentication Success | Transaction Successful |
MasterCard | 5100013960913581 | YES | NO | Cardholder Authentication Failure | Transaction Failed | |
MasterCard | 5100011063555010 | NO | N/A | 01 | Issuer/Cardholder not participating | Transaction Successful |
MasterCard | 5100022615342534 | YES | YES | 02 | Cardholder Authentication Success + Bank response failure (Do not honour) | Transaction Failed |
MasterCard | 5100051617508008 | YES | YES | 02 | Cardholder Authentication Success + Bank response failure (Insufficient funds) | Transaction Failed |
- Amex - Simulator Matrix for basic 3DS Scenarios
Card Type | PAN | Card Enrolled | OTP Success | ECI | Description | Risk Setting: Fully Authenticated = OFF |
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MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings | Transaction Result | |||||
Amex | 377090000390845 | YES | YES | 05 | Cardholder Authentication Success | Transaction Successful |
Amex | 340000000000033 | YES | NO | 07 | Cardholder Authentication Failure | Transaction Failed |
- Diners Club - Simulator Matrix for basic 3DS Scenarios
Card Type | PAN | Card Enrolled | OTP Success | ECI | Description | Risk Setting: Fully Authenticated = OFF |
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MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings | Transaction Result | |||||
Diners Club | 36424866329600 | YES | YES | 07 | Cardholder Authentication Success | Transaction Successful |
Diners Club | 36424835908633 | YES | NO | 07 | Cardholder Authentication Failure | Transaction Failed |
- bsmart - Simulator Matrix for basic 3DS Scenarios
Card Type | PAN | Card Enrolled | OTP Success | ECI | Description | Risk Setting: Fully Authenticated = OFF |
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MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings | Transaction Result | |||||
bsmart | 9710528052525047 | YES | YES | 05 | Cardholder Authentication Success | Transaction Successful |
bsmart | 9710529014199434 | YES | YES | 07 | Cardholder Authentication Success | Transaction Successful |
bsmart | 9710527299047401 | YES | NO | Cardholder Authentication Failure | Transaction Failed |
Verve Card Test Credentials
Environment | staging.payu.co.za |
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Store Name: | Verve Test Store Nigeria |
SOAP Username: | 200419 |
SOAP password: | 2sPXeB9U |
Safekey: | {5CCBA0C9-890E-470F-A411-9E116691B45D} |
Supported Payment Methods: | Verve Cards |
Integration Type: | Redirect Payment Page |
Card no = 5061030000000000951
Pin = 1234
Expiry Date = 2001 (YYMM)
cvv2 = 000
UCount Card Test Credentials
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Email Address : test2@mail.com
Password : Test@123 Payu12345@
To test a new user flow:
ID number: 8703135279082
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Mobicred Login Test Credentials
Email Address : richard.theunissen@payutester@mcpayutester.com
Password : Mobicred123
Once logged in you will be requested to enter a 6-digit PIN number.
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Environment | staging.payu.co.za |
Store Name: | Staging Integration Store (RTR) |
SOAP Username: | 200239 |
SOAP password: | 5AlTRPoD |
Safekey: | {542595FF-78EC-4A42-996D-18F8790393E5} |
Supported Payment Methods: | Real Time Recurring Credit Card |
Supported Payment Types: | CREDIT_CARD (RPP only) |
Processing Types | REAL_TIME_RECURRING (RPP & Enterprise API) |
Integration Type: | Enterprise API, Redirect Payment Page |
Merchant/Product Type: | EasyMerchant, PayU Business, PayU Enterprise |
Notes: |
Capitec Pay Test Credentials
Test Cell Number: | 0834414411 |
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Test ID Number: | 6602025800084 |
Test Successful amount: | Anything under R 10 |
Test Failed amount: | Anything over R 10 |
Pay by EFT Test Credentials:
Merchants attention: