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PayU recommends that when doing an integration you first test your payment flow against the staging environment using the listed test credentials. Once you have completed successful staging tests, you can move onto production testing.

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Environment

staging.payu.co.za

staging.payu.co.za

staging.payu.co.za

staging.payu.co.za

Store Name:

3D Sim Store FAuth Off Force On

Staging Integration Store 3

MPESA Kenya Store

PaymentsOS Test Store (3D redirect URL)

SOAP Username:

100032

200021

200399

800060

SOAP password:

PypWWegU

WSAUFbw6

3HhCDmqb

qDRLeKI9

Safekey:

{CE62CE80-0EFD-4035-87C1-8824C5C46E7F}

{07F70723-1B96-4B97-B891-7BF708594EEA}

{B83B1BC2-9CFA-4295-ABEE-D356B927DB49}

{FBEF85FC-F395-4DE2-B17F-F53098D8F978}

Supported Payment Methods:

Credit Cards (3D Secure)

Credit Cards, DiscoveryMiles, Ebucks

AutoPay, Debit Cards, EFT, Visa Checkout

Credit Card Debit Order,

Once Off Payment, MasterPass, Mobicred, FASTA, Payflex

MPESA Wallet, minimum denominator 1.00

Credit Cards (3D Secure), Credit Cards (non 3D Secure), EFT

Value Added Services:





Integration Type:

Enterprise API, Redirect Payment Page

Enterprise API, Redirect Payment Page

Redirect Payment Page

Enterprise API, Redirect Payment Page

Merchant/Product Type:

EasyMerchant, PayU Business, PayU Enterprise

EasyMerchant, PayU Business, PayU Enterprise

EasyMerchant, PayU Business

EasyMerchant, PayU Business

Notes:

Risk Setting: Fully Authenticated = OFF




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Card Type

PAN

Card Enrolled

OTP Success

ECI

Description

Risk Setting: Fully Authenticated = OFF

VISA 3DS test scenarios for 2 different 3DS authentication mode settings

Transaction Result

VISA

4000015372250142

YES

YES

05

Cardholder Authentication Success + Bank response success

Transaction Successful

VISA

4000019562093601

YES

NO


Cardholder Authentication Failure

Transaction Failed

VISA

4000019542438801

NO

N/A

06

Issuer/Cardholder not participating

Transaction Successful

VISA

4000029520272445

YES

YES

05

Cardholder Authentication Success + Bank response failure (Do not honour)

Transaction Failed

VISA4000053257499518YESYES05Cardholder Authentication Success + Bank response failure (Insufficient funds)Transaction Failed

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Card Type

PAN

Card Enrolled

OTP Success

ECI

Description

Risk Setting: Fully Authenticated = OFF

MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings

Transaction Result

MasterCard

5100018609086541

YES

YES

02

Cardholder Authentication Success

Transaction Successful

MasterCard

5100013960913581

YES

NO


Cardholder Authentication Failure

Transaction Failed

MasterCard

5100011063555010

NO

N/A

01

Issuer/Cardholder not participating

Transaction Successful

MasterCard

5100022615342534

YES

YES

02

Cardholder Authentication Success + Bank response failure (Do not honour)

Transaction Failed

MasterCard5100051617508008YESYES02Cardholder Authentication Success + Bank response failure (Insufficient funds)Transaction Failed
  • AMEX - Simulator Matrix

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Card Type

...

PAN

...

Card Enrolled

...

OTP Success

...

ECI

...

Description

...

Risk Setting: Fully Authenticated = OFF

...

MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings

...

Transaction Result

...

AMEX

...

340000000003961

...

YES

...

AMEX

...

340000000006022

...

YES

...

05

...

AMEX

...

340000000000033

...

YES

...

AMEX

...

340000000003391

...

YES

...

06

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  • DCLUB - Simulator Matrix
Cardholder Authentication Failure (UnavailableCancel 3DS Auth

Card Type

PAN

Card Enrolled

OTP Success

ECI

Description

Risk Setting: Fully Authenticated = OFF

MasterCard 3DS test scenarios for 2 different 3DS authentication mode settings

Transaction Result

DCLUB

36424866329600

YES

07

Cardholder Authentication Success

Transaction Successful

DCLUB

36424816088926

YES

07

Cardholder Authentication Success

Transaction Failed

DCLUB

36424835908633

YES

07

Cardholder Authentication Failure

Transaction Failed

DCLUB

36424875500795

YES

07

)Transaction FailedDCLUB36424888283439YES07Any other Response to PAReqDCLUB36424889258661YES07AttemptDCLUB36424826727356YES07AttemptDCLUB36424823341748NO07Issuer not participatingDCLUB36424881224067NO07Cardholder Not ParticipatingDCLUB3642483970808807Unable to AuthenticateDCLUB36424835541533Error on VEReqDCLUB36424848324976Error on VEReqDCLUB36424848046975YESError on PAResDCLUB36424854991098YES07


Verve Card Test Credentials

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Environment

staging.payu.co.za

Store Name:

Verve Test Store Nigeria

SOAP Username:

200419

SOAP password:

2sPXeB9U

Safekey:

{5CCBA0C9-890E-470F-A411-9E116691B45D}

Supported Payment Methods:

Verve Cards

Integration Type:

Redirect Payment Page

Card no = 5061030000000000951
Pin = 1234
Expiry Date = 2001 (YYMM)
cvv2 = 000


UCount Card Test Credentials

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